Peer-to-peer lending is slowly changing the financial landscape, giving alternatives to both borrowers and investors. The peer lending market is expected to hit $312.6Bn this year, fueled in part by technological advancements in the industry that help platforms quickly evaluate

If your credit took a beating because of a few financial issues, you may find that you need help repairing your bad credit. Don’t try to rebuild it alone when you could have the help of a company like Credit

Do you feel in control of your financial situation? If not, using a budget template printable will strengthen your grip on your wallet. So many Americans are living paycheck-to-paycheck. Even more struggle to come up with extra cash for essential

If you have a low credit score, errors, and unfair information on your credit report, you need one of the best credit repair companies available today. Credit repair is a legit service that helps improve your score and ensures that

As a personal finance enthusiast, I try to stay on top of the latest trends and topics related to debt, credit, and other important money management topics. For this post, I signed up to compare Credit Sesame vs Credit Karma

The first step of your personal finance journey, in general, is to figure out which purchases in your life are bettering your financial future and which ones are hurting it. This means sitting down and thinking about the big questions

We all know that the secret to getting insanely rich is to accumulate assets and avoid liabilities. The tricky part is knowing in advance which asset gets us there faster. Before the technology boom, some may have picked San Francisco

Is it better to live in rent to own homes, rent, or buy our homes outright? The answer, like many questions of this nature, depends on a lot of things. Everyone’s personal circumstances are different and the decision should always

If you have bad credit, getting a loan can feel almost impossible. No credit check loans can help. Even if you have NO credit, you can sometimes be completely cut off from the benefits of the financial system. So what

If you have a lot of debt or different types of debt, then a debt consolidation loan might sound like a good idea. However, if you have low credit, you may not have many options. The good news is, you

It’s time to get out of your parent’s house and into your own place. This is something you have been replaying over and over in your head for a long time and you’re finally ready to take that leap. Thankfully,

If you have bad credit and find yourself in a pinch, you might think that you can’t get a loan. While it is more challenging to get a loan with bad credit and even harder to get a good rate,

The world of credit can be daunting, especially if you’re trying to save up for a new car or home. Many people have no idea what their credit score is, let alone how different aspects of their debt and spending

If you’ve looked for financial guidance on the internet, you’re bound to have come across the Dave Ramsey Baby Steps. For many, they are the stepping stones used to foster money conversations, gain control of money, and build wealth. While

We want everyone to have a budget every single month. That’s why we are comparing two of the most popular budget apps – Mint and You Need A Budget (YNAB). These are two of the most popular online budgeting app,

Understanding how much liquid net worth you have on hand is a huge part of starting your journey towards FIRE. However, it’s not exactly as cut and dry as adding up all the money in your bank accounts. You need

As you increase your interest in building wealth and investing, you might be looking to take your knowledge to the next level. And as you consistently work on your investing strategy and expand your interests, there will be more to

Bonds are often an integral part of a diversified investment portfolio. In our Worthy Bonds review, we’ll introduce you to a unique type of bond investment open to all investors. If a 5% interest is attractive to you, you’ll want

Did you know that millions of people have followed and completed Dave Ramsey’s popular baby steps to financial freedom? It’s a clear path that is easy to follow, and statistics show they work. Or do they? A quick Google search

It should be no surprise to anyone that consumer and student loan debt in the United States is at an all-time high. Several studies put student loan debt in the United States at $1.6 trillion!  A recent article in Forbes

Ever been craving something from a vending machine or been wanting to hit up the arcades, only to find that your coin stash is looking pretty depleted? Or perhaps you’re always looking for the opportunity to add a little into your

Many people struggle with learning how to make a budget. Starting to manage your money with a spreadsheet can be stressful, but it doesn’t have to be. Find the best Google Sheets budget template to fit your budgeting needs. It’s all

Go ahead, and ask a financial expert this question, and chances are you’re bound to get quite a few answers. Whether it’s the 10% gross income rule for monthly car payments and expenses or the 25% rule for purchasing a

Tax preparation can be a complicated process. Get it wrong, even by accident, and there could be hefty penalties to pay. This is why filing your taxes needs to be carefully considered with methodical preparations. We’ve created a free tax prep

Understanding your 2020 tax forms can require a bit of time and patience. We are happy to provide some tax tips in our comprehensive guide of common Internal Revenue Service (IRS) tax forms to help you navigate one of your

Being a first time home buyer can be quite nerve-racking. Buying your first home is a big step in anyone’s life. It’s also one of the largest financial obligations that most of us will take on. With that, it’s a

When it comes to investing, choosing where to invest is often the first and most crucial choice you make. Choose correctly, and you’ll be in a great spot to pick from a wide variety of low-cost funds and make trades

Bad credit can affect many areas of your life, but one of the most critical is how much more you’ll have to spend to borrow money. A typical car loan, for example, could cost as much as $5,000 more in interest

Life insurance is an important financial product that can give your family financial protection and peace of mind. With the right policy, you can ensure your loved ones have access to the financial support they need if you’re unable to

Robo-advisors might not be as inherently exciting as the 1966 Western Classic starring Clint Eastwood, but they are certainly more modern. 42 years after the debut of this Eastwood blockbuster, the first Robo-Advisor came onto the scene. And 11 years

We would all like to believe that we’re financially secure and that we will have a healthy income until we retire. But life has an annoying habit of throwing you the odd financial curveball from time to time. Inevitably something

Why is money such a taboo subject in many homes? If you have money fights in your marriage, you are not alone. Most couples will argue about money at some point. Whether you are fighting about the cost of your

Seeing your credit score and viewing your credit reports has become a necessity in this day and age. Everything is becoming digitized, and new websites are launching all the time. But it can be hard to know if sites and

If you have many different debts with different interest rates, payoff schedules, and balances, it may sound like a good idea to sign up for debt consolidation. Debt consolidation can seem appealing with the promise of a significantly lower monthly

The holiday season is almost upon us. And you know what that means, right? It won’t be long before you’re tearing through racks at the mall or scouring stores online in pursuit of the perfect gifts for everyone on your

As one of your most valuable assets, you need to consider which tasks you are spending your time on and if they are worth it. If they aren’t, you can free up your time with money. Frugality is so important

It’s that time of year again – tax time. We’ve put together 25 things to consider regarding your tax refund so you can make more informed decisions. Some people get excited at the chance of receiving a refund, on the