Looking to get better at managing your money?
We’ve broken down some of the best ways for you to manage your money below.
Free budgeting tool, net worth tracker, investment analysis and more via Personal Capital!
Automate your budget in google sheets using Tiller Money!
Need help repairing your credit? Check out credit saint.
Get your free credit score from Credit Karma today!
You may have heard that credit scoring is a mystery. You can’t do anything to improve your score, so it’s best not to worry about it. But this couldn’t be further from the truth! Even if you have made mistakes
Maintaining a positive borrowing history is easier than fixing a bad one. A poor score will not only cause your loan applications to be rejected. It may prevent you from getting the best credit conditions, renting the best apartments or
Life insurance is an important financial product that can give your family financial protection and peace of mind. With the right policy, you can ensure your loved ones have access to the financial support they need if you’re unable to
If you don’t have a bank account, you may wonder ‘where can I cash a personal check?’ It becomes apparent rather quickly how important a bank account is for everyone. In today’s digital age, though, not everyone has a bank
Disclaimer: This post is sponsored by FinancePal and includes tracking links. For more information about tracking links and how to opt out, please visit All About Do Not Track prior to clicking any links found in this post. Managing a
You may not use them as often, but at some point, we all need stamps. Knowing where to buy stamps is important, especially when you’re in a rush. Mailing a letter, bill, or other correspondence isn’t something we plan often
Why traditional banks aren’t ideal for real estate investment financing Whether you’re new to real estate investing or an industry titan, you know that banks are vital but often lack speed and flexibility. Add to that their focus on lending
If you invest in stocks — or you’ve ever researched how to — you’ve probably come across “dividend.” The phrase “it pays dividends” is even commonplace in everyday speech. But what does this term mean, and precisely what are dividends?
Unexpected expenses can create a great deal of stress. When you need to come up with the money for a household or auto repair, you may have to scale back on other expenses. This creates a difficult cycle that can
Looking for deals is what makes shopping fun. The bigger the sale, the better, similar to the thought – the bigger the TV, the better! Similar to how you buy coats after the winter season, stock up on golf supplies
Remember those ‘free trials’ you signed up for and never canceled? They may cost you hundreds of dollars a year, and you don’t realize it. Trim helps you find those unwanted subscriptions and cancel them to save you money. Most
Asking yourself how much rent you can afford is the first step when you plan to find a new home. Answering this question can be the starting point to deciding where you want to live and what kind of place
If your credit score is lower than you’d like, you may be able to fix it. But first, you must know if the errors are your fault or someone else’s. If they aren’t your fault, credit repair services may help.
When you apply for new credit, creditors may ask for a credit reference. You may wonder what is a credit reference and isn’t my credit report enough? Sometimes creditors need something more than a credit report, even if you’ve just
If you’re thinking of growing your wealth in the trading landscape, then stocks may be one of the most appealing avenues to start with. Stock trading is growing increasingly popular these days, because of a lower barrier to entry, and
A voided check is a lot more than a piece of paper with the word ‘VOID’ written across the front. The check’s information gives the recipient information necessary to set up direct deposit or direct debit in your bank account.
Investing today doesn’t mean sitting at your computer in front of a complex platform. Investing can mean trading while sitting at the doctor’s office or while on your lunch break at work all from your phone. The two most commonly
Looking for the newest and best investment apps? We’re here to help you find the perfect app to improve your finances. Remember when you had to call up your broker or financial advisor to buy a stock or scan the
Investing is necessary to hit nearly every financial goal imaginable, including retirement. Some people are scared of investing, but what you should really be afraid of is the consequence of not investing. There is a huge opportunity cost to sitting
A budget is a piece of paper or spreadsheet that commonly illustrates the amount of money you earn and spend in a month. However, without budget categories, you won’t know where you spend and how much you need. When you
We often hear that Millennials are terrible investors because most Millennials entered the workforce during the 2008 financial crisis. Afterward, many hesitated to invest after seeing their families lose money, and those who often invested very conservatively. Many have avoided
Peer-to-peer lending is slowly changing the financial landscape, giving alternatives to both borrowers and investors. The peer lending market is expected to hit $312.6Bn this year, fueled in part by technological advancements in the industry that help platforms quickly evaluate
If your credit took a beating because of a few financial issues, you may find that you need help repairing your bad credit. Don’t try to rebuild it alone when you could have the help of a company like Credit
Do you feel in control of your financial situation? If not, using a budget template printable will strengthen your grip on your wallet. So many Americans are living paycheck-to-paycheck. Even more struggle to come up with extra cash for essential
If you have a low credit score, errors, and unfair information on your credit report, you need one of the best credit repair companies available today. Credit repair is a legit service that helps improve your score and ensures that
As a personal finance enthusiast, I try to stay on top of the latest trends and topics related to debt, credit, and other important money management topics. For this post, I signed up to compare Credit Sesame vs Credit Karma
The first step of your personal finance journey, in general, is to figure out which purchases in your life are bettering your financial future and which ones are hurting it. This means sitting down and thinking about the big questions
We all know that the secret to getting insanely rich is to accumulate assets and avoid liabilities. The tricky part is knowing in advance which asset gets us there faster. Before the technology boom, some may have picked San Francisco
Is it better to live in rent to own homes, rent, or buy our homes outright? The answer, like many questions of this nature, depends on a lot of things. Everyone’s personal circumstances are different and the decision should always
If you have bad credit, getting a loan can feel almost impossible. No credit check loans can help. Even if you have NO credit, you can sometimes be completely cut off from the benefits of the financial system. So what
If you have a lot of debt or different types of debt, then a debt consolidation loan might sound like a good idea. However, if you have low credit, you may not have many options. The good news is, you
It’s time to get out of your parent’s house and into your own place. This is something you have been replaying over and over in your head for a long time and you’re finally ready to take that leap. Thankfully,
If you have bad credit and find yourself in a pinch, you might think that you can’t get a loan. While it is more challenging to get a loan with bad credit and even harder to get a good rate,
The world of credit can be daunting, especially if you’re trying to save up for a new car or home. Many people have no idea what their credit score is, let alone how different aspects of their debt and spending
If you’ve looked for financial guidance on the internet, you’re bound to have come across the Dave Ramsey Baby Steps. For many, they are the stepping stones used to foster money conversations, gain control of money, and build wealth. While
We want everyone to have a budget every single month. That’s why we are comparing two of the most popular budget apps – Mint and You Need A Budget (YNAB). These are two of the most popular online budgeting app,
Understanding how much liquid net worth you have on hand is a huge part of starting your journey towards FIRE. However, it’s not exactly as cut and dry as adding up all the money in your bank accounts. You need
Bonds are often an integral part of a diversified investment portfolio. In our Worthy Bonds review, we’ll introduce you to a unique type of bond investment open to all investors. If a 5% interest is attractive to you, you’ll want
It should be no surprise to anyone that consumer and student loan debt in the United States is at an all-time high. Several studies put student loan debt in the United States at $1.6 trillion! A recent article in Forbes
Ever been craving something from a vending machine or been wanting to hit up the arcades, only to find that your coin stash is looking pretty depleted? Or perhaps you’re always looking for the opportunity to add a little into your
Many people struggle with learning how to make a budget. Starting to manage your money with a spreadsheet can be stressful, but it doesn’t have to be. Find the best Google Sheets budget template to fit your budgeting needs. It’s all
Go ahead, and ask a financial expert this question, and chances are you’re bound to get quite a few answers. Whether it’s the 10% gross income rule for monthly car payments and expenses or the 25% rule for purchasing a
Robo-advisors might not be as inherently exciting as the 1966 Western Classic starring Clint Eastwood, but they are certainly more modern. 42 years after the debut of this Eastwood blockbuster, the first Robo-Advisor came onto the scene. And 11 years
We would all like to believe that we’re financially secure and that we will have a healthy income until we retire. But life has an annoying habit of throwing you the odd financial curveball from time to time. Inevitably something
Why is money such a taboo subject in many homes? If you have money fights in your marriage, you are not alone. Most couples will argue about money at some point. Whether you are fighting about the cost of your
If you have many different debts with different interest rates, payoff schedules, and balances, it may sound like a good idea to sign up for debt consolidation. Debt consolidation can seem appealing with the promise of a significantly lower monthly
As one of your most valuable assets, you need to consider which tasks you are spending your time on and if they are worth it. If they aren’t, you can free up your time with money. Frugality is so important
Much like you can’t build a house without a hammer, a car without a wrench, or a cake without a spatula, you can’t build your empire with the wrong budgeting tool. A proper budgeting and investment tracking tool is a
