FIRE MONEY PROFESSIONALS

Financial Independence Advisors & Planners

Sometimes you need a second set of eyes reviewing your FIRE (financial independence retire early) plans, or need help knowing how to invest your hard earned money. Below you will find a list of financial advisors and financial planners who understand the nuances, strategies and methods those seeking FIRE need.

Please note: we have not personally worked with any of these individuals or companies. We have not been compensated for listing them here. They are not arranged in any particular order. Please do your own research to find the right fit for your needs. This serves as a public resource to those looking for an advisor or planner who can help them achieve their FIRE goals.

Allen Mueller, CFA, MBA

Financial Planner at 7 Saturdays Financial

Question	Answer
Email	allen@7saturdaysfinancial.com
Niche	My ideal client is a busy professional or family in their 30's to 50's who wants to achieve early financial independence. They want the option to stop trading their trading their time for money, and they don't want to be required to hand over their life savings in order to get a financial plan. Typically, they have researched FIRE and started planning but would like a professional to help optimize their plan and uncover planning opportunities or portfolio refinements they may be missing. They are either in the DFW area or are comfortable using technology to meet virtually.
Do you sell insurance products or annuities?	No
How do you make money?	I am a flat-fee, fee-only firm.
Offerings, pricing structure, and AUM	My firm is flat-fee to align price with service provided (not portfolio size) and to eliminate the conflicts of interest of legacy fee models. Limited Engagements - One-time plan $4,500 Portfolio review $950 Ongoing Guidance - Advice-only $4,200/year + $1,500 one-time onboarding Advice + Investment Management $5,400/year + $2,000 one-time onboarding"
Percentage of clients pursuing FIRE	50% to 75%
What they want you to know.	I've been a member of the FIRE community for 10 years and it inspired me to become a financial planner. I love helping others achieve FI so they can quit trading time for money and pursue what's truly important to them.

Cody Lachner, CFP®

Financial Planner at BBK Wealth

Question	Answer
Email	cody.lachner@bbkwealth.com
Niche	I work with outdoor-enthusiasts & outdoor-lovers on the path to Financial Independence. Primarily those within 15 years of FI or already financially independent who want a second opinion.
Do you sell insurance products or annuities?	No
How do you make money?	Flat planning fees
Offerings, pricing structure, and AUM	Full financial planning - $500/mo. 2nd opinion Portfolio Review - $1,500
Percentage of clients pursuing FIRE	75% or more
What they want you to know.	N/A

Kevin Burkle, CFP®

Financial Planner at HCP Wealth Planning

Question	Answer
Email	kevinburkle@hcpwealth.com
Niche	I help young professionals and pre-retirees who want to retire early without having to worry about sacrificing their lifestyle now or later in retirement. People who work with me are a seeking a one-time project plan for a simple flat fee, as opposed to paying an ongoing fee for portfolio management.
Do you sell insurance products or annuities?	No
How do you make money?	A simple flat dollar fee for my advice. No commisions or AUM based fees.
Offerings, pricing structure, and AUM	I charge a simple flat dollar fee of $2400 for a project plan enagement that consists of three to four meetings.
Percentage of clients pursuing FIRE	50% to 75%
What they want you to know.	I am an advice only financial planner. This means I do not offer ongoing portfolo management as a service, but as part of the planning process, I do provide specific investment advice.

Chao Zhang, MBA, CFA®, CFP®

Financial Advisor & Planner at Think Different Wealth Advisors LLC

Question	Answer
Email	chao@thinkdifferentwealth.com
Niche	Typically work with clients in their 30s and 40s looking to retire early and maximize investment returns.
Do you sell insurance products or annuities?	No
How do you make money?	Fee-only
Offerings, pricing structure, and AUM	See website.
Percentage of clients pursuing FIRE	25% to 50%
What they want you to know.	Expertise in investment management, CFA, 10+ years experience working in hedge funds.

Jon Luskin, CFP®

Financial Planner

Question	Answer
Email	hello@jonluskin.com
Niche	Hourly advice for do-it-yourself (DIY) investors and people transitioning from an adviser relationship to DIY.
Do you sell insurance products or annuities?	No
How do you make money?	Advice-only: flat, one-time fee of $1,725 for all new folks: $350/hour for follow-ups
Offerings, pricing structure, and AUM	Same as above.
Percentage of clients pursuing FIRE	25% or less
What they want you to know.	N/A

Dr. Jay Zigmont, PhD, MBA, CFP®

Financial Advisor, Planner & Coach at Childfree Wealth

Question	Answer
Email	jay@childfreewealth.com
Niche	Childfree or permanently childless people looking for life and financial planning.
Do you sell insurance products or annuities?	No
How do you make money?	Advice-only, fee only. Paid via monthly subscription or hourly.
Offerings, pricing structure, and AUM	Monthly subscription - $50 or $500 per month, hourly $300/hour
Percentage of clients pursuing FIRE	25% to 50%
What they want you to know.	N/A

Eric Simonson, CFP®
Andrew Dressel, CFP®
Lori Bodenhamer

Financial Advisors & Planners at Abundo Wealth

Question	Answer
Email	eric@abundowealth.com andrew@abundowealth.com lori@abundowealth.com
Niche	Eric: Early to mid-career, balancing various goals and a love for travel. We work with clients across the country. Andrew: An individual or couple who want to work with an Advisor remotely that like want an advisor to provide comprehensive advice for their specific situation that isn't tied to a commission. Lori: FI/RE individuals and couples; Everyone age 25-55 ready for comprehensive financial advice
Do you sell insurance products or annuities?	No
How do you make money?	Flat monthly subscription, no investment management fees
Offerings, pricing structure, and AUM	$89/mo + $375 start-up for Individuals; $139/mo + $450 start-up for Couples
Percentage of clients pursuing FIRE	50% to 75%
What they want you to know.	Abundo is a nationwide, virtual financial planning firm on a mission to change the financial advice industry and we believe everyone should have access to affordable, quality comprehensive financial planning. We are Flat Fee and only provide advice - we don't have investment requirements since we don't manage assets!

Christopher Diodato, CFA, CMT, CFP®

Financial Planner at WELLth Financial Planning

Question	Answer
Email	chris@yourwellth.net
Niche	Somebody just hitting the accumulation phase of their lives (typically in their 30s or 40s) and considering an early-retirement or "work on my terms" goal at some point in their lives. These individuals also often want assistance with other topics such as budgeting for children, purchasing a home, optimizing their credit score, and any number of various "hacks" to lower expenses or bring in extra income. I work with clients virtually across the US, but I am based out of Palm Beach Gardens, Florida. No net worth or AUM requirements, in fact I often work with folks with a negative net worth.
Do you sell insurance products or annuities?	No
How do you make money?	Fee-only (recurring flat fee subscription model).
Offerings, pricing structure, and AUM	A financial planning engagement starts at $125/month, and increases by $25/month for each additional household member. Investment management is a flat $750/account/year, and I don't charge on 401ks, 403bs, or any accounts under $50,000.
Percentage of clients pursuing FIRE	50% to 75%
What they want you to know.	N/A

Eddie S. Liang, CFP®

Financial Advisor at Downshift Financial

Question	Answer
Email	info@downshiftfinancial.com
Niche	Young professionals on the path to FIRE. Typically 30 - 45 yo, married with kid(s), average net worth $2mm - $4mm, but we have clients anywhere from late 20s to early 60s and net worth from $0 - $15mm.
Do you sell insurance products or annuities?	Yes
How do you make money?	Flat fee
Offerings, pricing structure, and AUM	Currently $1500/qtr, that will increase to $1750/qtr in Q1. We’re 100% flat fee. That’s the only fee charge.
Percentage of clients pursuing FIRE	75% or more
What they want you to know.	N/A

Michael Powers, CPA, PFS, CFP®

Financial Planner at Manuka Financial

Question	Answer
Email	mike@manukafinancial.com
Niche	Individuals nearing retirement, usually earlier than the traditional retirement age of 65. New clients typically have a net worth in the $2 million - $10 million range.
Do you sell insurance products or annuities?	No
How do you make money?	Flat fee
Offerings, pricing structure, and AUM	Fee-only - $950 upfront plus $2,500 per quarter (includes investment management).
Percentage of clients pursuing FIRE	25% or less
What they want you to know.	Tax preparation is also available for an additional fee.

Shannon Grey, CFP®, CRPC

Financial Advisor & Planner at InvestEdge Planning

Question	Answer
Email	shannongrey@investedgeplanning.com
Niche	High Net Worth, High Achiever, DIY, Educated, Follows the Stock Marker, Educated, can be a Risk Taker, Over 40, CA
Do you sell insurance products or annuities?	No
How do you make money?	Flat fee and AUM fee
Offerings, pricing structure, and AUM	One- time Fees: Financial Plan $2995 Retirement Plan $2495 AUM FEE SCHEDULE: Account Value = Annual Advisory Fee $500K- $2 Mil= 1% > $2 Mil - $3 Mil= .90% > $3 Mil - $4 Mil= .80% > $4 Mil - $5 Mil= .70% > $5 Mil or more = Negotiable
Percentage of clients pursuing FIRE	25% or less
What they want you to know.	Having over 21 years working with High Net Worth clients with Schwab and as a solo RIA, I have always committed to providing transparency, flexibility, ongoing education and guidance as you move from one life stage to the next.

Blaine Thiederman MBA, CFP®

Financial Advisor & Planner at Progress Wealth Management

Question	Answer
Email	blaine@progresswealthmanagement.com
Niche	Typically work in tech or a small business owner between 30-45, earning 300k+ as a household in Denver.
Do you sell insurance products or annuities?	No
How do you make money?	Commission based on loan amount, no hidden lender fees charged like most banks and brokers
Offerings, pricing structure, and AUM	1% AUM
Percentage of clients pursuing FIRE	25% to 50%
What they want you to know.	We provide an in-house tax expert, have a rental property portfolio development program and have a max client per CFP of 100 clients.

Dillon Kenniston, CFP®

Financial Advisor & Planner at REWealth Financial Planning

Question	Answer
Email	dkenniston@rewealthplanning.com
Niche	Our ideal client intends to hold real estate directly as part of their portfolio in retirement.
Do you sell insurance products or annuities?	No
How do you make money?	Fees
Offerings, pricing structure, and AUM	Fee-only financial planning, AUM optional
Percentage of clients pursuing FIRE	50% to 75%
What they want you to know.	Please disregard the % of clients pursuing FIRE. REWealth is a brand new financial planning firm and is still preparing to take on clients. We expect to be ready to onboard our first clients by February 2023!

Chad Rixse, CRPS®

Financial Advisor at Forefront

Question	Answer
Email	chad@forefrontwp.com
Niche	I love working with ambitious tech professionals who are in their mid 30's or early 40's and making $200k - $500k/yr between salary and equity compensation and ready to take their financial life to the next level. Most of the tech professionals I work with are located in Washington, California, New York, and Texas.
Do you sell insurance products or annuities?	Yes
How do you make money?	financial planning fees, advisory fees, and insurance commissions
Offerings, pricing structure, and AUM	Financial Planning - $3,600/yr - $6k/yr depending on complexity AUM - Tiered, starting at 1.10%/yr Insurance - Varies by product
Percentage of clients pursuing FIRE	75% or more
What they want you to know.	N/A

Danielle Harrison, CFP®, CFT-I™

Financial Planner at Harrison Financial Planning

Question	Answer
Email	danielle@harrisonfinancialplanning.com
Niche	I work with clients of all ages and financial means across the US--from finance novices who I provide education, guidance, and accountability to financial gurus where I am a thinking partner offering an objective second opinion and help navigating the ever changing tax code and economic environment. I love working with individuals and couples to help them align their values and their spending in order to create a meaningful life that brings them contentment. I enjoy maintaining long relationships with those I serve, but also offer hourly services for those who need more isolated assistance.
Do you sell insurance products or annuities?	No
How do you make money?	I am a fee only advisor. I get paid a percentage of AUM, a flat annual fee (for those with no asset management or who fall under a certain level of AUM), or hourly.
Offerings, pricing structure, and AUM	See website.
Percentage of clients pursuing FIRE	25% or less
What they want you to know.	As a way to celebrate passing the CFP® exam, I brought the Playing with Fire documentary to my local theater. The next day I walked into work and found out the bank I worked for was being bought out by another bank who I quickly found out was not interested in providing holistic financial planning to it's clients. Because of my own pursuit of Financial Independence I was in a position to leave my well-paying job and start my own financial planning firm that helps people along their financial journey and also allows me the flexibility to be present for my family.

Leibel Sternbach EA, NSSA, ChFC, APMA®

Financial Advisor & Coach at Yields for You

Question	Answer
Email	leibel@yields4u.com
Niche	50+ New to FIRE
Do you sell insurance products or annuities?	No
How do you make money?	Courses, AUM
Offerings, pricing structure, and AUM	$0 to $1k or 0.65bps
Percentage of clients pursuing FIRE	50% to 75%
What they want you to know.	I have a podcast called Leibel on FIRE

Taylor Kovar, CFP®

Financial Advisor, Planner & Coach at Kovar Wealth Management

Question	Answer
Email	Taylor@KovarWealth.com
Niche	We primarily work with business owner couples and healthcare specialists. Ages: 30-55 Location: Anywhere. Most of our clients travel extensively Net Worth: No requirements
Do you sell insurance products or annuities?	No
How do you make money?	Fee Only, Project, Hourly
Offerings, pricing structure, and AUM	Typically AUM + hourly for planning services
Percentage of clients pursuing FIRE	50% to 75%
What they want you to know.	I also run TheMoneyCouple.com, where we help couples achieve financial independence, have thriving, happy marriages, and raise successful children!

FINANCIAL COACHES

FIRE financial coaches take a more comprehensive approach to financial planning, helping individuals to better understand their overall financial situation. Financial coaches typically aim to provide a more holistic understanding of personal finance. This includes exploring spending habits, budgeting, debt management, and investment strategies.

While the pursuit of financial independence and early retirement (FIRE) is a common goal for many, the path to achieving this goal can vary greatly from person to person. A financial coach can assist individuals in exploring different options and approaches to reach their FIRE goals, ultimately empowering them to make informed decisions about their finances.

Beth Williams

Financial Coach at Future Wallet

Question	Answer
Email	beth@futurewallet.co
Niche	I help millennial women and mid-career couples break free from the grind of their careers and build more financially flexible lives through comprehensive financial education. I offer a 10-week signature group coaching program for women, and private 1:1 coaching packages for individuals and couples. The majority of my clients work in tech, especially for Google. I spent 4 years previously at Google and I'm well-versed in internal tech systems, processes and benefits.
Do you sell insurance products or annuities?	No
How do you make money?	Only through the fees that clients provide me for coaching services. I do not make commissions or sell financial products.
Offerings, pricing structure, and AUM	Hourly rate or via coaching packages.
Percentage of clients pursuing FIRE	25% or less
What they want you to know.	I also work part-time for a fee-only, advice only financial planning firm doing comprehensive planning for couples in tech. My coaching business offers education-only and does not provide financial advice.

FIRE MINDED MORTGAGE PROFESSIONALS

Certified mortgage planners offer a more comprehensive approach to mortgage planning by taking into consideration a person’s overall financial goals, including FIRE. Unlike traditional mortgage brokers who focus solely on the transaction, certified mortgage planners are equipped with a deeper understanding of the financial landscape, including tax implications, real estate investment planning, and cash flow analysis. They can be considered as financial planners for mortgages and can effectively structure a mortgage that aligns with a client’s FIRE goals.

With multiple paths to FIRE, a good mortgage planner can help clients achieve their financial independence and retire early dreams by understanding their FIRE needs and asking the right questions.

Adam Coleman, CMPS®

Certified Mortgage Planner at Wyndham Capital Mortgage

Question	Answer
Email	adam.coleman@wyndhamcapital.com
Niche	First-time home buyers all the way through to people looking to get their mortgage paid off to fit with their FIRE goals.
Do you sell insurance products or annuities?	No
How do you make money?	Commission based on loan amount, no hidden lender fees charged like most banks and brokers
Offerings, pricing structure, and AUM	Mortgage professionals are almost always paid the same. The difference is the mentality of a mortgage planner who cares more about the client's FIRE goals instead of trying to sell a larger loan amount for a higher commission.
Percentage of clients pursuing FIRE	25% or less
What they want you to know.	Mortgage lenders aren't typically thought of when thinking about financial freedom, and I'm trying to do my part to fix that and provide people much better advice that incorporates mortgage planning eith their overall holistic financial picture because a person's home/mortgage is typically the biggest asset and biggest liability at the same time. Not to mention there are so many mortgage implications with real estate investing and house hacking which are both heavily used by the FIRE community.

ADDITIONAL DISCLAIMER: The individuals and companies listed on this page are for informational purposes only. We do not provide any advice, nor does it endorse any of the listed professionals. We encourage our visitors to make their own decisions about who to contact and what services to use based on their individual needs and preferences.