About Co-Founder Samantha Hawrylack

Samantha Hawrylack How To FIRE Headshot

Samantha Hawrylack is the Managing Editor and co-Founder of How To FIRE.

She has been named a Personal Finance Expert by Yahoo! Finance, NASDAQ, CNBC, GoBanking Rates, US News & World Report, and many more.

Samantha went from full-time corporate finance employee at Vanguard to multi-six figure personal finance blogger and digital marketing agency owner by age 24.

She writes about financial independence, early retirement, personal finance, budgeting, making money online, side hustles, investing, passive income, real estate, credit, entrepreneurship, credit cards, student loans, mortgages, personal loans, business loans, insurance, debt management, business, productivity, and career topics.

Samantha graduated from West Chester University of Pennsylvania with a Bachelors in Finance and a Master of Business Administration.

To date, How To FIRE has reached millions of individuals and families guiding them on their value-based journey to financial independence and early retirement so they can choose how they spend their time. 

Samantha has been featured in Forbes, Yahoo! Finance, FOX Business, Debt.com, CNBC, GoBankingRates, and MSN Money.

Other notable features and mentions can be found on Grow, ChooseFI, US News & World Report, The Savvy Couple, Physician on FIRE, Ladders, Finder, OppLoans, The Financially Independent Millennial, The Simple Dollar, Think Save Retire, Vital Dollar, Match Financial, Good Financial Cents, Fiverr Workspace, Financial Impulse, Cheapism, Financial Independence Hub, Women Who Money and many more. See our Press Page for more information.

Samantha believes that getting your finances under controls the key to unlocking freedom and flexibility in your life!

Reach out to Samantha on LinkedIn, Twitter, or Instagram.

Samantha's Latest Articles

How to Get Free Clothes: 25+ Easy Ways to Fill Your Closet on a Budget

Getting stuff for free is a beautiful thing. Who would turn down free utilities, books, money, or even clothes? In the current economy, it feels like prices are always rising, and it’s hard to get ahead. Adding to your, or your family’s, clothing supply for free can be a huge

Wedding Dress Rental: Save Crazy Money On Your Special Day

Weddings seem to be getting more and more expensive. Couples have a hard time finding ways to save money on the big event. Wedding dress rental is something that may make sense. Before you stop reading, please hear me out on this. When it comes to planning and paying for

How This Couple Makes A Full-Time Income Flipping Furniture

There are so many side hustles and freelancing gigs that you can earn extra income and bucks. Whether that’s with some online jobs, or physical labor jobs, like cutting lawns or walking dogs, there’s always a place for side gig jobs. Heck, you can look into blogging with freelance writing,

Postmates vs DoorDash: Food Delivery Side Hustle Comparison

Both DoorDash and Postmates offer the same type of services. Do you want some spicy meatballs delivered to your door whilst ordering online? Of course you do. How about vegetarian options, deli food, ready to eat pizzeria meals, or a McDonald’s sausage? Maybe! That is the main grab that the

Living Stingy: Should You Consider It?

When it comes to saving money by living stingy and gaining financial independence, it’s important to look at how much money you have coming into your pockets as well as how much you are dishing out. Whether that’s income from work or from selling unwanted items, or it’s purchases to

Roth Conversion Ladder: The Ultimate Key to Early Retirement

Many of you know that if you try to take money out of a 401k or traditional IRA early, there will be a 10% early withdrawal penalty. This isn’t good news for the FIRE community, most of whom plan to access these investment funds well before they turn 59 ½.