Samantha Hawrylack is the Managing Editor and co-Founder of How To FIRE.
She has been named a Personal Finance Expert by Yahoo! Finance, NASDAQ, CNBC, GoBanking Rates, US News & World Report, and many more.
Samantha went from full-time corporate finance employee at Vanguard to multi-six figure personal finance blogger and digital marketing agency owner by age 24.
She writes about financial independence, early retirement, personal finance, budgeting, making money online, side hustles, investing, passive income, real estate, credit, entrepreneurship, credit cards, student loans, mortgages, personal loans, business loans, insurance, debt management, business, productivity, and career topics.
Samantha graduated from West Chester University of Pennsylvania with a Bachelors in Finance and a Master of Business Administration.
To date, How To FIRE has reached millions of individuals and families guiding them on their value-based journey to financial independence and early retirement so they can choose how they spend their time.
Samantha has been featured in Forbes, Yahoo! Finance, FOX Business, Debt.com, CNBC, GoBankingRates, and MSN Money.
Other notable features and mentions can be found on Grow, ChooseFI, US News & World Report, The Savvy Couple, Physician on FIRE, Ladders, Finder, OppLoans, The Financially Independent Millennial, The Simple Dollar, Think Save Retire, Vital Dollar, Match Financial, Good Financial Cents, Fiverr Workspace, Financial Impulse, Cheapism, Financial Independence Hub, Women Who Money and many more. See our Press Page for more information.
Samantha believes that getting your finances under controls the key to unlocking freedom and flexibility in your life!
When people start investing, they often chase high-risk, high-reward individual stocks, overlooking the long-term value of index investing. While stock picking can lead to big capital gains, adding lower-risk, passively managed funds like ETFs can bring steady growth and balance. In this article, we’ll compare two of the most popular
““Treat others as you want to be treated.” We’ve all heard that before. But what happens when others don’t follow the same golden rule? If you’re expecting the “Top 5 Ways To Get Revenge,” you’ll sadly be disappointed. I’m not the type of person to pick fights. I dislike confrontation.
Over the past few years, the internet has made it easier to earn extra income through apps like rideshare, restaurant delivery, online shopping, and other freelance platforms. These gigs offer flexible schedules and steady pay. One standout option is grocery delivery from local grocery stores. While several grocery delivery services
What if we told you that reaching financial independence doesn’t always mean quitting your job tomorrow? When John and I discovered CoastFIRE, everything changed. It’s the idea that if you save aggressively early on, your retirement accounts can grow through compound interest, even if you stop contributing. For us, that
Everyone knows the feeling of getting home from a long work week, seeing their deposit or check, and thinking, “That’s it?” While taxes go to good causes, watching a chunk of your paycheck disappear before you even touch it can feel discouraging. That’s where under the table jobs come in
When I first moved out on my own, internet wasn’t something I could afford right away. I found a free modem service that worked for basic browsing, but the data ran out fast. Most days, I ended up at coffee shops or fast-food places just to get online. I also