About Co-Founder Samantha Hawrylack

Samantha Hawrylack How To FIRE Headshot

Samantha Hawrylack is the Managing Editor and co-Founder of How To FIRE.

She has been named a Personal Finance Expert by Yahoo! Finance, NASDAQ, CNBC, GoBanking Rates, US News & World Report, and many more.

Samantha went from full-time corporate finance employee at Vanguard to multi-six figure personal finance blogger and digital marketing agency owner by age 24.

She writes about financial independence, early retirement, personal finance, budgeting, making money online, side hustles, investing, passive income, real estate, credit, entrepreneurship, credit cards, student loans, mortgages, personal loans, business loans, insurance, debt management, business, productivity, and career topics.

Samantha graduated from West Chester University of Pennsylvania with a Bachelors in Finance and a Master of Business Administration.

To date, How To FIRE has reached millions of individuals and families guiding them on their value-based journey to financial independence and early retirement so they can choose how they spend their time. 

Samantha has been featured in Forbes, Yahoo! Finance, FOX Business, Debt.com, CNBC, GoBankingRates, and MSN Money.

Other notable features and mentions can be found on Grow, ChooseFI, US News & World Report, The Savvy Couple, Physician on FIRE, Ladders, Finder, OppLoans, The Financially Independent Millennial, The Simple Dollar, Think Save Retire, Vital Dollar, Match Financial, Good Financial Cents, Fiverr Workspace, Financial Impulse, Cheapism, Financial Independence Hub, Women Who Money and many more. See our Press Page for more information.

Samantha believes that getting your finances under controls the key to unlocking freedom and flexibility in your life!

Reach out to Samantha on LinkedIn, Twitter, or Instagram.

Samantha's Latest Articles

11 Best Ways To Get Paid To Watch Movies in 2026

We all spend plenty of time watching movies or bingeing TV shows, but imagine if that screen time could actually pay you. Turns out, there are quite a few ways to make extra cash while you kick back and enjoy your favorite films. I used to think watching movies was

TranscribeMe Reviews: Can You Get Paid to Type?

If you’re looking for an easy way to make money from home, transcription jobs are a solid place to start. I gave Rev a try (which works a lot like TranscribeMe), and getting set up was simple. If you can type fairly quickly and stay focused, it’s a decent way

VTSAX vs VTI: Comparison Guide 2026

One of the most common questions at the investment firm I worked for was about VTSAX vs VTI. Both track the U.S. total market index and seem nearly identical at first glance. The main difference is structure. VTSAX is a mutual fund, while VTI is an exchange-traded fund. This insignificant

Where to Get Quarters: 12 Quick Solutions

Have you ever craved a snack from a vending machine or been ready to do laundry, only to realize you’re completely out of quarters? I know I’ve been there. When John and I lived in an apartment without access to our own washer and dryer, we had to keep stacks

14 Convincing Reasons Why Money Can’t Buy Happiness

One of the best feelings in the world is seeing money flow into your bank account after working hard for it. You feel that rush of positivity, thinking, “Now I can spend on things that will make me happy.” At least, that’s how we imagine it works, right? I used

34 Genius Ways to Score Free Books By Mail

Getting free books is simpler than you might think. Instead of paying for subscriptions like Kindle or Audible, there are many ways to enjoy books for free and build your collection without spending a penny! Many people don’t take advantage of the free options available for getting books, opting instead