The best investing quotes can help you stay on track when the going gets tough. Whether you’re just starting out or you’re an experienced investor, these invest quotes can help you stay motivated and on track to reach your financial goals.
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Why Should You Care About the Best Investing Quotes?
Who better to learn about investing than from those who have done it and were successful at it? These investment quotes are a great way to give you motivation, insight, and the ability to reach your financial goals.
Now, of course, you still have to put in the work, but having these investing quotes with you, it will be easier to think about investing more often and hopefully take action to make your money work for you.
65 Best Investing Quotes
“Returns matter a lot. It’s our capital.” — Abigail Johnson
Returns are what make you money. You could invest your money all you want, but if there aren’t high rates of returns, you won’t make much money. With high returns comes risk, so make sure you have help in the investment process to balance risk and reward.
“All you need for a lifetime of successful investing is a few big winners, and the pluses from those will overwhelm the minuses from the stocks that don’t work out.” — Peter Lynch
Not every investment you make will win big, and that’s okay. The best investment philosophy is one that takes the wins with the losses. When your few big wins offset your losses, you’ve still won. Of course, you can’t win them all, but you’ll be that much closer to reaching your financial goals when you win with a few.
“Based on my own personal experience – both as an investor in recent years and an expert witness in years past – rarely do more than three or four variables really count. Everything else is noise.” – Martin Whitman
This is one of those quotes about investing that puts things into perspective quickly. The truth is there is a lot of noise out there. It seems like everyone has a factor they stress about when it comes to investing when the truth is there are only three or four variables you should compare to have success buying stocks, bonds, ETFs, or mutual funds.
“I will tell you how to become rich. Close the doors, be fearful when others are greedy. Be greedy when others are fearful.” – Warren Buffett
Warren Buffett has always been about bucking the trend. He says when people bail, you stay and when people stay, you bail. It sounds like the opposite of the investing advice most professionals give, but it’s made Warren Buffett one of the world’s wealthiest people, so it’s likely sound advice.
“If we buy the business as a business and not as a stock speculation, then it becomes personal. I want it to be personal.” – Phil Town
This is one of those investment quotes that remind us that we are investing in businesses, so it should be something we believe in or are passionate about and not just a way to make money. So get to know the businesses you invest in rather than just investing because others say it’s a good investment.
“Investing puts money to work. The only reason to save money is to invest it.” – Grant Cardone
Compound interest is the main reason to invest. Why work harder when your money can work for you? When you save money, you should be saving to invest in an investment that’s doing well. Your money won’t grow much in savings, but it has much better chances as an investment.
“Rapidly changing industries are the enemy of the investor.” – Mohnish Pabrai
You should be investing based on historical performance, which takes great investing knowledge. But when industries are constantly changing, there’s not a lot of history to look at, which can make it hard to create an investment strategy.
“The ability to focus attention on important things is a defining characteristic of intelligence.” – Robert J. Shiller
Sometimes investment quotes remind us that we can get caught up in the noise. We let distractions get us, and we lose track of what’s important regarding an investment. Focusing only on what’s important and shutting out the rest can be a key to financial success.
“Wide diversification is only required when investors do not understand what they are doing.” – Warren Buffett
Initially, diversifying your portfolio as much as possible is essential. But as you gain experience and know where and where not to invest, you can narrow down your options and hyper-focus on the areas that will make you the most money.
“An investment in knowledge pays the best interest.” — Benjamin Franklin
No investment is better than investing in yourself. When you have investment knowledge, you’ll know what to invest your money in and what to stay away from without too much time or stress.
“Bottoms in the investment world don’t end with four-year lows; they end with 10- or 15-year lows.” — Jim Rogers
Bottoms could go on for a long time. While it’s not as common as shorter-term lows, you shouldn’t jump ship just because the low is ongoing. Instead, stay on for the ride, and when it bounces back, you’ll be rewarded with higher earnings, while those that bailed will have nothing.
“Don’t look for the needle in the haystack. Just buy the haystack!” — John Bogle
If you can’t find the ‘perfect’ investment that will take you to the top, buy them all in an index fund, and you’ll be a part of any company that skyrockets without the stress.
“Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.” — Dave Ramsey
Having ‘stuff’ won’t make you happy. Having money to live the life you want in retirement and still be able to give back is what brings happiness. Focus on the future rather than instant gratification now.
“Given a 10% chance of a 100 times payoff, you should take that bet every time.” — Jeff Bezos
Quotes about investing sometimes remind us to not focus on the ‘bad’ that investments can do but on the possibility of what could be great. Sure, there are risks, but without them, there wouldn’t be rewards. You have to be willing to take risks.
“I don’t look to jump over seven-foot bars; I look around for one-foot bars that I can step over.” — Warren Buffett
When you want to invest, quotes sometimes help put things in perspective, such as this one. Stop making things so complicated. Instead, focus on the value stocks or the simple investments as they are the ones that will make you money rather than the overcomplicated investments that are rarely profitable.
“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” — Robert Kiyosaki
Even millionaires can be broke. It doesn’t matter how much money you earn, but how you invest it. A good investing strategy makes your money work for you, growing alongside you so that you have the million+ dollars you need for a peaceful retirement when you retire.
“It’s not whether you’re right or wrong that’s important, but how much money you make when you’re right and how much you lose when you’re wrong.” — George Soros
Being right won’t help you reach your financial goals. If you’re only right about small wins, you will have to work much harder to achieve your end goals. Instead, focus on choosing the investments that will grow with you while cutting your losses if and when you’re wrong.
“Know what you own, and know why you own it.” — Peter Lynch
Always reevaluate your portfolio. Know what investments you have and why you have them. Always make sure they still meet your financial goals and what you believe, as this could change over time.
“The biggest risk of all is not taking one.” — Mellody Hobson
You can’t make money if you don’t take risks. Not taking risks means your money doesn’t grow, and there’s nothing riskier than a 0% rate of return.
“The four most dangerous words in investing are, it’s different this time.” — Sir John Templeton
Investing quotes like this remind us not to go off speculation. Only focus on historical performance. Don’t assume something will be different at any point because the only thing that will likely be different is that you don’t make any money.
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“The most contrarian thing of all is not to oppose the crowd but to think for yourself.” — Peter Thiel
It’s best not to follow the masses. Instead, create your own investment strategy and look at the market from your own eyes, not that of any other investor.
“The stock market is filled with individuals who know the price of everything, but the value of nothing.” — Phillip Fisher
Following what everyone else does could lead you to bad investments because not everyone researches and knows the value of an investment. They just know the stock prices and follow what everyone else does. What if that investment doesn’t fit your portfolio goals, though? Think for yourself and do your own research.
“With a good perspective on history, we can have a better understanding of the past and present, and thus a clear vision of the future.” — Carlos Slim Helu
The market usually repeats itself. It may not be this year or even next, but overall, historical performance is indicative of how a stock will perform in the future. So get a good grasp on history, and you’ll set yourself up for the future.
“A lot of people with high IQs are terrible investors because they’ve got terrible temperaments. You need to keep raw, irrational emotion under control.” — Charlie Munger
Emotional investing is one of the worst ways to invest. It causes you to make rash decisions that affect your future. Instead, focus on the facts, get outside support, and do whatever you can to avoid emotional investing, which is a mistake many investors make.
“A market downturn doesn’t bother us. It is an opportunity to increase our ownership of great companies with great management at good prices.” — Warren Buffett
This is one of those investment quotes that remind us that when the chips are down, it’s time for you to invest. Get into a company you otherwise might not have been able to afford before and ride the wave when it comes back to life.
“All intelligent investing is value investing. Acquiring more that you are paying for. You must value the business in order to value the stock.” — Charlie Munger
Don’t invest in stocks just because they are priced right. Instead, invest in the company’s value, in what they stand for, and what they’re capable of achieving. When you invest in value, you become an intelligent investor, not one that just follows the masses.
“Although it’s easy to forget sometimes, a share is not a lottery ticket… it’s part ownership of a business.” – Peter Lynch
When you invest in the stock market, you invest in companies, becoming part owners. You aren’t just buying a piece of paper and hoping for the best. You’re voting for a company with your dollars.
“Anyone who is not investing now is missing a tremendous opportunity.” — Carlos Slim
There is no better time to invest than now. Every day you let slip by without investing is a wasted opportunity and lost money.
“Behind every stock is a company. Find out what it’s doing.” — Peter Lynch
When you buy stocks, you buy into a company. Don’t just invest because it sounds good. Make sure you’re making a sound investment by knowing what the company stands for, what they do, and how they plan to help the world.
“Buy not on optimism, but on arithmetic.” – Benjamin Graham
Optimism doesn’t make anyone any money. So instead, focus on historical performance and the math of what is possible.
“Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it.” — Albert Einstein
If you don’t understand compound interest, you’ll typically fall into the category of those who pay compound interest (credit card interest) rather than those who earn it in their investments, letting their money grow and earning passive income.
“Earn as much as you can, save as much as you can, invest as much as you can, give as much as you can.” — John Wesley
Some quotes about investing say it all, such as this one. Work as hard as you can, save your money, invest your money, and give your money. Do it all, and you’ll reach your financial goals just by doing what’s right.
“Every once in a while, the market does something so stupid it takes your breath away.” — Jim Cramer
The market isn’t rational. We’ve seen the market shut down, rise up, and everything in between. It’s what you do in that in-between time that matters. Don’t make any rash decisions, especially when it takes your breath away.
“Formal education will make you a living; self-education will make you a fortune.” — Jim Rohn
Never stop learning and investing in yourself. Formal education will get you the job, but what you learn on your own will make you financially independent.
“How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.” — Robert G. Allen
Savings accounts are there for emergencies or to help you build up the capital to invest. Don’t leave your money in savings accounts, though. You won’t see the same success you’d see if you invested the same money.
“If you have trouble imagining a 20% loss in the stock market, you shouldn’t be in stocks.” — John Bogle
If you invest on Wall Street, you must be able to ride the storms, which means experiencing losses of 20% or more. So if you can’t imagine it or understand how you’d live through it, don’t do it.
“In many ways, the stock market is like the weather in that if you don’t like the current conditions all you have to do is wait a while.” – Low Simpson
This is one of those investing quotes that remind you to just ride out the storm. Even if you think you’ve invested in a wonderful company and everything should be all sunshine and roses, it won’t. The boat will be rocked, but you’ll see success if you wait it out.
“Invest for the long haul. Don’t get too greedy and don’t get too scared.” — Shelby M.C. Davis
It’s easy to get scared or greedy when you’re investing. You want the market to be a bull market all the time, but that doesn’t happen. This doesn’t mean you can’t make money in a bear market, though. Invest for the long term and leave the stress behind.
“Invest for the long-term.” – Lou Simpson
When you look at a stock price, know that you’re investing that money for the long term. Don’t jump when the market falls or sell because you made a little money. Let it sit and watch how much more money you make.
“Investing puts money to work. The only reason to save money is to invest it.” — Grant Cardone
Why should you work harder when your money can work harder for you? Invest your money in a good or fair company and let it grow. Save your money to invest in the companies you believe in and watch the passive income grow.
“Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” — Paul Samuelson
Investing shouldn’t be a game. On the other hand, you shouldn’t sit and watch the market like a hawk, either. Set it and forget it, otherwise, you’ll make rash decisions that lead to losses.
“It is impossible to produce superior performance unless you do something different from the majority.” – John Templeton
Don’t do what every other investor is doing. Think for yourself. Do your own research and dare to do the opposite and see what happens.
“It is remarkable how much long-term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.” – Charlie Munger
Don’t try to be the smartest person out there. Instead, just focus on not making rash decisions that lead to dumb mistakes, and you’ll watch your money grow.
“Minimizing downside risk while maximizing the upside is a powerful concept.” – Mohnish Pabrai
It sounds like a perfect world, but quotes about investing sometimes remind us that it’s possible. Focus on minimizing your risk while maximizing your returns. If you can’t do it yourself, work with a financial advisor that can help you achieve this goal.
“No wise pilot, no matter how great his talent and experience, fails to use his checklist.” – Charlie Munger
You always need to come back to the basics, no matter how experienced you are. So keep that checklist by your side at all times and continually refer back to it.
“Risk comes from not knowing what you’re doing.” – Warren Buffett
Education is the best way to be a successful investor. On the other hand, when you invest in something you don’t understand, that’s your greatest risk.
“Rule #1: Don’t lose money. Rule #2: Don’t forget Rule #1.” – Warren Buffett
It’s as simple as that. Don’t lose money. If you focus on those words, you’ll make decisions that positively impact your goals.
“Sometimes buying early on the way down looks like being wrong, but it isn’t.” — Seth Klarman
When things are going south, sometimes that’s the time to buy. When everyone else is bailing, you get in on a good deal and then ride the wave back up.
“Spend each day trying to be a little wiser than you were when you woke up.” – Charlie Munger
Never stop learning, no matter how much you think you know. Instead, try to learn something new every single day.
“The broker said the stock was “poised to move.” Silly me, I thought he meant up.” ― Randy Thurman
Stocks aren’t always going to move up – they have to move up and down as that’s how the market works. Don’t ever assume a stock will increase, but know that the stock market always bounces back over time.
“The desire to perform all the time is usually a barrier to performing over time.” – Robert Olstein
You can’t always be ‘on.’ There will be hills and valleys in your investment journey. If you focus only on the ‘ups,’ you’ll have many ‘downs.’ Take the losses and ride them out, and they’ll usually become wins.
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“The easiest way to manage your money is to take it one step at a time and not worry about being perfect.” – Ramit Sethi
Worry about what you can focus on today and nothing else. Don’t forecast to tomorrow, next year, or 10 years from now. Only focus on what you can do today.
“The entrance strategy is actually more important than the exit strategy.” – Edward Lampert
You want to buy low and sell high, so your entrance strategy is always one of the most important factors investors can focus on.
“The individual investor should act consistently as an investor and not as a speculator.” — Ben Graham
An investor does their research and knows what to invest in, whereas a speculator follows what everyone else does without knowing what’s going to happen.
“The investor’s chief problem — even his worst enemy — is likely to be himself.” — Benjamin Graham
We all get caught up in our own heads when investing. You can be your own bully. Try to put your thoughts aside or get a neutral third party’s opinion before making decisions.
“The person who starts simply with the idea of getting rich won’t succeed; you must have a larger ambition.” — John D. Rockefeller
Investing quotes sometimes reminds us to have a specific goal. But just saying ‘I want to be rich’ isn’t enough. Put a dollar amount to it and a purpose, and then you’ll achieve your goals.
“The secret to investing is to figure out the value of something – and then pay a lot less.” Joel Greenblatt
Buy low and sell high is always the way. When you know the value of something, wait for the price to fall and then invest in it and watch your earnings soar.
“The stock market is a device for transferring money from the impatient to the patient.” – Warren Buffett
Patient investors wait it out. They don’t expect big wins, and they don’t bail when everyone else does. Impatient investors, however, do the opposite and always come out on the losing end.
“This company looks cheap, that company looks cheap, but the overall economy could completely screw it up. The key is to wait. Sometimes the hardest thing to do is to do nothing.” — David Tepper
Waiting it out is often the best advice you could get, but it’s also the hardest. Don’t act irrationally, and you’ll hopefully achieve your goals.
“We don’t have an analytical advantage, we just look in the right place.” – Seth Klarman
Knowing where to do your research and how is the key to successful investing. Even if you aren’t formally educated, you can be one of the best investors out there just by knowing where to look.
“When it comes to investing, we want our money to grow with the highest rates of return, and the lowest risk possible. While there are no shortcuts to getting rich, there are smart ways to go about it.” – Phil Town
Knowing what investment strategy will help you achieve your goals is key. No one gets rich overnight, though. It’s about patience and research – it all comes down to that.
“When you invest, you are buying a day that you don’t have to work.” — Aya Laraya
Every time your investments make money, you’re that much closer to retirement. So keep that in mind every time you sacrifice something so you can invest.
“Wise spending is part of wise investing. And it’s never too late to start.” — Rhonda Katz
Overspending is an opportunity cost for investing. Wise spending ensures you have the money to invest.
“You get recessions, you have stock market declines. If you don’t understand that’s going to happen, then you’re not ready, you won’t do well in the markets.” — Peter Lynch
You have to be ready to accept the worst. It’s going to happen, it’s just a matter of when and how you handle it.
Investing quotes around your house can be a great reminder to stay the course. It can be scary when the market crashes or your investment doesn’t perform as you hoped. When you don’t give up and do the opposite of what most people do, though, you can come out ahead. So post these quotes about investing around your house to keep reminding yourself of your potential.
Samantha Hawrylack is a personal finance expert and full-time entrepreneur with a passion for writing and SEO. She holds a Bachelor’s in Finance and Master’s in Business Administration and previously worked for Vanguard, where she held Series 7 and 63 licenses. Her work has been featured in publications like Grow, MSN, CNBC, Ladders, Rocket Mortgage, Quicken Loans, Clever Girl Finance, Credit Donkey, Crediful, Investing Answers, Well Kept Wallet, AllCards, Mama and Money, and Concreit, among others. She writes in personal finance, real estate, credit, entrepreneurship, credit card, student loan, mortgage, personal loan, insurance, debt management, business, productivity, and career niches.