About Co-Founder Samantha Hawrylack

Samantha Hawrylack How To FIRE Headshot

Samantha Hawrylack is the Managing Editor and co-Founder of How To FIRE.

She has been named a Personal Finance Expert by Yahoo! Finance, NASDAQ, CNBC, GoBanking Rates, US News & World Report, and many more.

Samantha went from full-time corporate finance employee at Vanguard to multi-six figure personal finance blogger and digital marketing agency owner by age 24.

She writes about financial independence, early retirement, personal finance, budgeting, making money online, side hustles, investing, passive income, real estate, credit, entrepreneurship, credit cards, student loans, mortgages, personal loans, business loans, insurance, debt management, business, productivity, and career topics.

Samantha graduated from West Chester University of Pennsylvania with a Bachelors in Finance and a Master of Business Administration.

To date, How To FIRE has reached millions of individuals and families guiding them on their value-based journey to financial independence and early retirement so they can choose how they spend their time. 

Samantha has been featured in Forbes, Yahoo! Finance, FOX Business, Debt.com, CNBC, GoBankingRates, and MSN Money.

Other notable features and mentions can be found on Grow, ChooseFI, US News & World Report, The Savvy Couple, Physician on FIRE, Ladders, Finder, OppLoans, The Financially Independent Millennial, The Simple Dollar, Think Save Retire, Vital Dollar, Match Financial, Good Financial Cents, Fiverr Workspace, Financial Impulse, Cheapism, Financial Independence Hub, Women Who Money and many more. See our Press Page for more information.

Samantha believes that getting your finances under controls the key to unlocking freedom and flexibility in your life!

Reach out to Samantha on LinkedIn, Twitter, or Instagram.

Samantha's Latest Articles

Should You Utilize a Personal Loan to Pay Taxes?

If you don’t have enough money to pay your bill at tax time, you may consider a personal loan to pay taxes. It’s an option that works for some people but not everyone. Here’s everything you should consider before borrowing money to pay your taxes. Using a Personal Loan to

What Are the Pros and Cons of Personal Loan Options?

You might consider personal loans if you need funds fast for a specific purpose. This is because they offer flexible financing options and fund quickly. However, you should first understand the pros and cons of personal loan options to determine if it’s the best choice for you. What Are Personal

Personal Loan Engagement Ring: Solution for Your Special Moment

Getting engaged is an exciting time, but the cost of a ring purchase can put a damper on your fun. You might consider a personal loan or other financing option if you don’t have enough in your savings account to pay for the ring purchase outright. Before you jump in

How a Student Loan Consolidation Calculator Can Save You Money

Student loan consolidation may help you save money, but that’s not always the case. Many factors determine how much you save, if anything. Using a student loan consolidation calculator can help you determine if a consolidation loan makes sense or if you should figure out other options to handle your

How to Refinance a Student Loan [Ultimate Guide]

If you have student loans, you might wonder if you can save money on them or pay them off faster. It may be possible when you know how to refinance a student loan. This process works best with private student loans but can work on federal loans, too, in some

Should I Refinance Student Loan Debt?

Should I refinance student loan debt? It often seems like a good idea, especially if interest rates are lower, but it’s not always wise. Refinancing student loans can cause you to lose certain protections the Department of Education offers, making it challenging to repay your loans and potentially ruining your