About Co-Founder Samantha Hawrylack

Samantha Hawrylack How To FIRE Headshot

Samantha Hawrylack is the Managing Editor and co-Founder of How To FIRE.

She has been named a Personal Finance Expert by Yahoo! Finance, NASDAQ, CNBC, GoBanking Rates, US News & World Report, and many more.

Samantha went from full-time corporate finance employee at Vanguard to multi-six figure personal finance blogger and digital marketing agency owner by age 24.

She writes about financial independence, early retirement, personal finance, budgeting, making money online, side hustles, investing, passive income, real estate, credit, entrepreneurship, credit cards, student loans, mortgages, personal loans, business loans, insurance, debt management, business, productivity, and career topics.

Samantha graduated from West Chester University of Pennsylvania with a Bachelors in Finance and a Master of Business Administration.

To date, How To FIRE has reached millions of individuals and families guiding them on their value-based journey to financial independence and early retirement so they can choose how they spend their time. 

Samantha has been featured in Forbes, Yahoo! Finance, FOX Business, Debt.com, CNBC, GoBankingRates, and MSN Money.

Other notable features and mentions can be found on Grow, ChooseFI, US News & World Report, The Savvy Couple, Physician on FIRE, Ladders, Finder, OppLoans, The Financially Independent Millennial, The Simple Dollar, Think Save Retire, Vital Dollar, Match Financial, Good Financial Cents, Fiverr Workspace, Financial Impulse, Cheapism, Financial Independence Hub, Women Who Money and many more. See our Press Page for more information.

Samantha believes that getting your finances under controls the key to unlocking freedom and flexibility in your life!

Reach out to Samantha on LinkedIn, Twitter, or Instagram.

Samantha's Latest Articles

Digital Real Estate: Leverage Online Platforms to Build Wealth

The world of real estate is harsh, unforgiving, and difficult. There are so many facets to get yourself acquainted with, so it’s important to always keep your eyes open and your feet moving. You need to be the first one on the scene whenever there is a physical real estate

HCOL vs. LCOL: How to Choose Where to Settle Down Next

Deciding where to settle down next can be a difficult decision. If location is not a requirement for your career, it might be best to factor in both HCOL and LCOL areas into your decision-making process. Here is a guide to choosing between HCOL vs LCOL and some things to

Money Mantras: Improve Your Outlook and Your Finances

What if you could change your mindset and solve your financial issues? It might not be that easy, but your mindset has a lot to do with how you handle your finances. Money mantras can be a great way to attract money, become financially secure, and achieve your dreams. It

VOO vs SPY: Everything You Need to Know

Stocks in the Standard & Poor 500 index are lucrative investments, and most traders look to S&P 500 ETF funds for guidance when making their decisions. The Vanguard S&P 500 ETF (VOO) and the SPDR S&P 500 Trust ETF (SPY) are two of the largest S&P 500 ETFs. Many investors

Do You Have to Pay Back Grants?

College students can receive large financial aid packages, including federal student grant programs, federal student loans, and scholarships. But, of all of the financial aid you receive, everyone always wants to know, do you have to pay back grants? The answer is possibly. It depends on your situation and if

What Is a Term Life Insurance Ladder Strategy and Should You Use It?

When considering getting life insurance, opting in is the easiest part. More than 54 percent of Americans are covered by at least one life insurance policy, with some even having multiple policies.  The tricky part is in knowing how much insurance to take out. Typically, your life insurance needs are