Samantha Hawrylack is the Managing Editor and co-Founder of How To FIRE.
She has been named a Personal Finance Expert by Yahoo! Finance, NASDAQ, CNBC, GoBanking Rates, US News & World Report, and many more.
Samantha went from full-time corporate finance employee at Vanguard to multi-six figure personal finance blogger and digital marketing agency owner by age 24.
She writes about financial independence, early retirement, personal finance, budgeting, making money online, side hustles, investing, passive income, real estate, credit, entrepreneurship, credit cards, student loans, mortgages, personal loans, business loans, insurance, debt management, business, productivity, and career topics.
Samantha graduated from West Chester University of Pennsylvania with a Bachelors in Finance and a Master of Business Administration.
To date, How To FIRE has reached millions of individuals and families guiding them on their value-based journey to financial independence and early retirement so they can choose how they spend their time.
Samantha has been featured in Forbes, Yahoo! Finance, FOX Business, Debt.com, CNBC, GoBankingRates, and MSN Money.
Other notable features and mentions can be found on Grow, ChooseFI, US News & World Report, The Savvy Couple, Physician on FIRE, Ladders, Finder, OppLoans, The Financially Independent Millennial, The Simple Dollar, Think Save Retire, Vital Dollar, Match Financial, Good Financial Cents, Fiverr Workspace, Financial Impulse, Cheapism, Financial Independence Hub, Women Who Money and many more. See our Press Page for more information.
Samantha believes that getting your finances under controls the key to unlocking freedom and flexibility in your life!
What’s the difference between income and wealth? Let me ask you a question. Do you think people are wealthy based on their income? If so, then all doctors and lawyers should be among the wealthiest as most are high income earners, right? The majority of the physicians and dentists I know
The cost of living has been rising steadily for decades, but unfortunately, wages have largely remained stagnant. Combined with a difficult labor market, these factors have led many individuals to seek a way out. Enter the financial independence retire early (FIRE) movement, which encourages people to increase their savings, decrease
When it comes to saving money, cash budgeting using a cash envelope wallet is a great way to get started. You can use these wallets to control your budget by limiting how much money you have in each category. This can help you stay on track and avoid overspending. There
The idea of financial independence retire early (FIRE) has gained tremendous steam over the past few years. FIRE is a movement where people seek to save money, invest, and grow their wealth so that they can retire much earlier than is typical. Pursuers of FIRE also tend to spend less
It’s not easy to tell the difference between rich and wealthy. Sometimes we use these words interchangeably, but they aren’t always the same. It depends on the individual’s circumstances. So what is the wealthy and rich definition, and how do you determine between the two? How do the rich and
You’ve likely heard the hype about Audible. It’s a great deal for those who rely more on the audio format than reading a hard copy. You can have books read aloud to you while you do just about anything. Multi-tasking and using technology are great, but is Audible worth it? There’s