About Co-Founder Samantha Hawrylack

Samantha Hawrylack How To FIRE Headshot

Samantha Hawrylack is the Managing Editor and co-Founder of How To FIRE.

She has been named a Personal Finance Expert by Yahoo! Finance, NASDAQ, CNBC, GoBanking Rates, US News & World Report, and many more.

Samantha went from full-time corporate finance employee at Vanguard to multi-six figure personal finance blogger and digital marketing agency owner by age 24.

She writes about financial independence, early retirement, personal finance, budgeting, making money online, side hustles, investing, passive income, real estate, credit, entrepreneurship, credit cards, student loans, mortgages, personal loans, business loans, insurance, debt management, business, productivity, and career topics.

Samantha graduated from West Chester University of Pennsylvania with a Bachelors in Finance and a Master of Business Administration.

To date, How To FIRE has reached millions of individuals and families guiding them on their value-based journey to financial independence and early retirement so they can choose how they spend their time. 

Samantha has been featured in Forbes, Yahoo! Finance, FOX Business, Debt.com, CNBC, GoBankingRates, and MSN Money.

Other notable features and mentions can be found on Grow, ChooseFI, US News & World Report, The Savvy Couple, Physician on FIRE, Ladders, Finder, OppLoans, The Financially Independent Millennial, The Simple Dollar, Think Save Retire, Vital Dollar, Match Financial, Good Financial Cents, Fiverr Workspace, Financial Impulse, Cheapism, Financial Independence Hub, Women Who Money and many more. See our Press Page for more information.

Samantha believes that getting your finances under controls the key to unlocking freedom and flexibility in your life!

Reach out to Samantha on LinkedIn, Twitter, or Instagram.

Samantha's Latest Articles

16 Ways to Spend Money to Make Money

You’ve heard the saying ‘you have to spend money to make money,’ but is it really true? Why would you spend money if you’re trying to make it? Sometimes it’s just the case. You have to make your money work for you, which means spending money upfront to get a

28 Surefire Surveys That Pay Cash Instantly

If you’re looking for ways to make extra cash, consider market research surveys that pay cash instantly. It sounds too good to be true, but there are many surveys that pay cash instantly. Knowing how to tell the legit surveys from the survey scams can help you find the companies

28 Top Ways to Get Paid to Listen to Music

Did you know you can get paid to listen to music? It sounds crazy, but there is a huge market for people to make money listening to music. It usually involves downloading an app or joining a website, but you get a free account and get paid to listen to

8 Best Micro Investing Apps to Check Out

As the name suggests, micro-investing apps allow investors to invest a small amount of money. Sometimes you can even invest spare change. It sounds unreal or like it can’t amount to much, but the best investing apps make it easy to invest whether you’re a beginner or an experienced investor.

What Are the 7 Streams of Income?

You heard right if you’ve heard the average millionaire has 7 streams of income. But is it always 7 streams? Could it be less? It could be, but the more active and passive income you have, the easier it is to build wealth. Multiple streams of income take the pressure