About Co-Founder Samantha Hawrylack

Samantha Hawrylack How To FIRE Headshot

Samantha Hawrylack is the Managing Editor and co-Founder of How To FIRE.

She has been named a Personal Finance Expert by Yahoo! Finance, NASDAQ, CNBC, GoBanking Rates, US News & World Report, and many more.

Samantha went from full-time corporate finance employee at Vanguard to multi-six figure personal finance blogger and digital marketing agency owner by age 24.

She writes about financial independence, early retirement, personal finance, budgeting, making money online, side hustles, investing, passive income, real estate, credit, entrepreneurship, credit cards, student loans, mortgages, personal loans, business loans, insurance, debt management, business, productivity, and career topics.

Samantha graduated from West Chester University of Pennsylvania with a Bachelors in Finance and a Master of Business Administration.

To date, How To FIRE has reached millions of individuals and families guiding them on their value-based journey to financial independence and early retirement so they can choose how they spend their time. 

Samantha has been featured in Forbes, Yahoo! Finance, FOX Business, Debt.com, CNBC, GoBankingRates, and MSN Money.

Other notable features and mentions can be found on Grow, ChooseFI, US News & World Report, The Savvy Couple, Physician on FIRE, Ladders, Finder, OppLoans, The Financially Independent Millennial, The Simple Dollar, Think Save Retire, Vital Dollar, Match Financial, Good Financial Cents, Fiverr Workspace, Financial Impulse, Cheapism, Financial Independence Hub, Women Who Money and many more. See our Press Page for more information.

Samantha believes that getting your finances under controls the key to unlocking freedom and flexibility in your life!

Reach out to Samantha on LinkedIn, Twitter, or Instagram.

Samantha's Latest Articles

$15,000 a Year is How Much an Hour?

Knowing your annual salary doesn’t tell you a lot. What you really want to know is how much you make per hour. In other words, is the job worth your time for $7.18 per hour? It puts things into perspective and helps you decide what you want to do with

$14 an Hour is How Much a Year?

Earning an hourly wage makes it hard to budget unless you annualize it or at least look at it on a monthly basis. Knowing how much you bring in each month is important; otherwise, how do you set up a budget? You need to know how much you can commit

$10,000 a Year is How Much an Hour?

Knowing your annual salary doesn’t tell you a lot. What you really want to know is how much you make per hour. In other words, is the job worth your time for $4.79 per hour? It puts things into perspective and helps you decide what you want to do with

35+ Best Alternative Investing Platforms for 2026

If investing in the stock market worries you or you’re looking for diversification, alternative investing platforms may offer what you need. Investors can invest in collectibles, art, wine, real estate, and much more to offset their dependence on the stock market and grow their portfolios. What Are Alternative Investing Platforms?

8 Reasons Why Money Isn’t Everything

Money isn’t everything; you’ve likely heard that saying a million times. But is it true? We can’t survive without money, so it has to be everything, right? Wrong. Money doesn’t buy happiness or make you successful. You could have all the money in the world, but if you were missing

40 Driving Apps to Make Money

Everyone wants to make a little extra money. What better way to do that than by driving your car? A driving app allows you to transport people or goods using your vehicle. With these apps, you can earn money for doing something you’re already doing – driving. This blog post will