About Co-Founder Samantha Hawrylack

Samantha Hawrylack How To FIRE Headshot

Samantha Hawrylack is the Managing Editor and co-Founder of How To FIRE.

She has been named a Personal Finance Expert by Yahoo! Finance, NASDAQ, CNBC, GoBanking Rates, US News & World Report, and many more.

Samantha went from full-time corporate finance employee at Vanguard to multi-six figure personal finance blogger and digital marketing agency owner by age 24.

She writes about financial independence, early retirement, personal finance, budgeting, making money online, side hustles, investing, passive income, real estate, credit, entrepreneurship, credit cards, student loans, mortgages, personal loans, business loans, insurance, debt management, business, productivity, and career topics.

Samantha graduated from West Chester University of Pennsylvania with a Bachelors in Finance and a Master of Business Administration.

To date, How To FIRE has reached millions of individuals and families guiding them on their value-based journey to financial independence and early retirement so they can choose how they spend their time. 

Samantha has been featured in Forbes, Yahoo! Finance, FOX Business, Debt.com, CNBC, GoBankingRates, and MSN Money.

Other notable features and mentions can be found on Grow, ChooseFI, US News & World Report, The Savvy Couple, Physician on FIRE, Ladders, Finder, OppLoans, The Financially Independent Millennial, The Simple Dollar, Think Save Retire, Vital Dollar, Match Financial, Good Financial Cents, Fiverr Workspace, Financial Impulse, Cheapism, Financial Independence Hub, Women Who Money and many more. See our Press Page for more information.

Samantha believes that getting your finances under controls the key to unlocking freedom and flexibility in your life!

Reach out to Samantha on LinkedIn, Twitter, or Instagram.

Samantha's Latest Articles

30 30 30 10 Budget Method – Everything You Need to Know

Budgeting methods come in all shapes and sizes, so how do you know which is right for you? The 30 30 30 10 budget is one budgeting method that helps you keep track of your income and all your expenses while helping you reach your money goals. It’s a good

Top DoorDash Alternatives to Consider in 2026

DoorDash is one of the most popular gig-sharing apps, but it’s not the only one. While it’s popular, there are DoorDash alternatives that might make you more money in certain areas. Sometimes it’s not even about the money, but rather the fact that some drivers don’t want to deal with

13 Surprising Budgeting Benefits

We can’t stress it enough; budgeting is the only way to achieve good financial health. It doesn’t matter if you want to FIRE or stop living paycheck to paycheck; a budgeting process that works for your family is essential. If you’re still flying by the seat of your pants, check

Is a Spouse Entitled to Inheritance Money: The Answers Uncovered

Dealing with divorce is stressful enough, but adding inheritance money into the situation complicates things further. Of course, you want to protect your inherited funds, keeping them separate from your spouse, but what happens in court? Is a spouse entitled to inheritance money in any situation, or are there exceptions

I Need Money Now: 32 Legitimate Ways to Get Quick Cash

When you find yourself in desperate need of money, the options can be minimal. All you think of is, “I need money now, what can I do?” Don’t worry – we’ve broken down some of the best ways to get cash quickly if your bank account is looking a little

VOO vs QQQ: ETF Comparison Guide

Investing has gotten infinitely easier over the past few decades with the emergence of broad market index funds and exchange-traded funds (ETFs). Rather than buying shares in individual company stocks, these funds allow one to invest in a broad stock market range and have an instantly diversified portfolio. So whether