About Co-Founder Samantha Hawrylack

Samantha Hawrylack How To FIRE Headshot

Samantha Hawrylack is the Managing Editor and co-Founder of How To FIRE.

She has been named a Personal Finance Expert by Yahoo! Finance, NASDAQ, CNBC, GoBanking Rates, US News & World Report, and many more.

Samantha went from full-time corporate finance employee at Vanguard to multi-six figure personal finance blogger and digital marketing agency owner by age 24.

She writes about financial independence, early retirement, personal finance, budgeting, making money online, side hustles, investing, passive income, real estate, credit, entrepreneurship, credit cards, student loans, mortgages, personal loans, business loans, insurance, debt management, business, productivity, and career topics.

Samantha graduated from West Chester University of Pennsylvania with a Bachelors in Finance and a Master of Business Administration.

To date, How To FIRE has reached millions of individuals and families guiding them on their value-based journey to financial independence and early retirement so they can choose how they spend their time. 

Samantha has been featured in Forbes, Yahoo! Finance, FOX Business, Debt.com, CNBC, GoBankingRates, and MSN Money.

Other notable features and mentions can be found on Grow, ChooseFI, US News & World Report, The Savvy Couple, Physician on FIRE, Ladders, Finder, OppLoans, The Financially Independent Millennial, The Simple Dollar, Think Save Retire, Vital Dollar, Match Financial, Good Financial Cents, Fiverr Workspace, Financial Impulse, Cheapism, Financial Independence Hub, Women Who Money and many more. See our Press Page for more information.

Samantha believes that getting your finances under controls the key to unlocking freedom and flexibility in your life!

Reach out to Samantha on LinkedIn, Twitter, or Instagram.

Samantha's Latest Articles

What Are the Requirements for a Student Loan?

The requirements for a student loan can feel more complicated than picking your college or major! Fortunately, we’ve broken down all the details about student loan requirements, so you know everything you need when you contact your school’s financial aid office. Types of Student Loans College costs are high, and

Neighbor App Review 2026: Rent Your Unused Space for Cash

Making money with side hustles today often requires active work, but you only have so many hours in the day. That’s why we’re excited about the prospects of the Neighbor app that helps hosts make passive income and renters find great storage units. Check out our Neighbor app review to

How the 60 30 10 Rule Budget Works

There’s a new budgeting rule in town, and it’s all about savings. The 60 30 10 rule budget helps you achieve big financial goals like retiring early or buying a house by emphasizing savings versus monthly expenses. It’s a drastic budget plan that isn’t for everyone, but if you have

Empower Review: The Best Wealth Tracker

You might know Empower (formerly Personal Capital) as the net worth and budgeting tracking tool, but it’s so much more! Empower serves as both a money tracking app and a hybrid wealth management service, offering both free tools and paid investing services. Today, we will review the ever-popular personal finance

The Best Budget Books to Achieve Your Money Goals in 2026

Are you struggling to stay ahead financially? Do you wish you could achieve financial independence but don’t see how? We know it can feel overwhelming, especially if you know nothing about personal finance or have already gotten into debt. Take a breather, because there’s good news! Sit down with a

17 Legit Ways To Get Free Stocks In Your Portfolio

You know that investing in stocks is one of the best ways to grow your wealth. But how can you start when the barrier to entry is so high? Sure, you could buy a few stocks, but what good will that do you? It’s not possible to get rich on