About Co-Founder Samantha Hawrylack

Samantha Hawrylack How To FIRE Headshot

Samantha Hawrylack is the Managing Editor and co-Founder of How To FIRE.

She has been named a Personal Finance Expert by Yahoo! Finance, NASDAQ, CNBC, GoBanking Rates, US News & World Report, and many more.

Samantha went from full-time corporate finance employee at Vanguard to multi-six figure personal finance blogger and digital marketing agency owner by age 24.

She writes about financial independence, early retirement, personal finance, budgeting, making money online, side hustles, investing, passive income, real estate, credit, entrepreneurship, credit cards, student loans, mortgages, personal loans, business loans, insurance, debt management, business, productivity, and career topics.

Samantha graduated from West Chester University of Pennsylvania with a Bachelors in Finance and a Master of Business Administration.

To date, How To FIRE has reached millions of individuals and families guiding them on their value-based journey to financial independence and early retirement so they can choose how they spend their time. 

Samantha has been featured in Forbes, Yahoo! Finance, FOX Business, Debt.com, CNBC, GoBankingRates, and MSN Money.

Other notable features and mentions can be found on Grow, ChooseFI, US News & World Report, The Savvy Couple, Physician on FIRE, Ladders, Finder, OppLoans, The Financially Independent Millennial, The Simple Dollar, Think Save Retire, Vital Dollar, Match Financial, Good Financial Cents, Fiverr Workspace, Financial Impulse, Cheapism, Financial Independence Hub, Women Who Money and many more. See our Press Page for more information.

Samantha believes that getting your finances under controls the key to unlocking freedom and flexibility in your life!

Reach out to Samantha on LinkedIn, Twitter, or Instagram.

Samantha's Latest Articles

How to Determine Where to Keep an Emergency Fund

We would all like to believe that we’re financially secure and that we will have a healthy income until we retire. But life has an annoying habit of throwing you the odd financial curveball from time to time. Inevitably something comes up that leaves you wondering how you’re going to

How to Stop Money Fights in Your Marriage

Why is money such a taboo subject in many homes? If you have money fights in your marriage, you are not alone. Most couples will argue about money at some point. Whether you are fighting about the cost of your next vacation, your last trip to the mall, or their

The Pros and Cons of Real Estate Investing for FIRE

Investing in real estate is something we want to pursue as soon as possible in order to build up a diversified income for FIRE. We have heard many horror stories about how hard it is to manage properties both financially and literally. However, some people have the game figured out.

Painless Real Estate Investing: REITs for Beginners

Whether you’re an experienced investor or looking to dip your toes into the market for the first time, real estate investments are among the most stable and profitable solutions out there. REITs for beginners include many different kinds of properties that you can invest in. For many investors, though, the

Top 10 Best Cities for Job Seekers

Don’t freak out if you find yourself suddenly without a job, whether by surprise or purposely. It’s important to stay calm so you can focus on what to do next, including the best cities to look for your next job in. It’s entirely possible to be just fine after quitting a

Side Hustle to Main Hustle: Replacing My Income in 2 Months

Replacing my income so that I can choose how I spend my time is something that is very important to me, especially this year. I’m not made for the typical 9 to 5, similar to many other people. I prefer being an entrepreneur and content creator because I enjoy all