About Co-Founder Samantha Hawrylack

Samantha Hawrylack How To FIRE Headshot

Samantha Hawrylack is the Managing Editor and co-Founder of How To FIRE.

She has been named a Personal Finance Expert by Yahoo! Finance, NASDAQ, CNBC, GoBanking Rates, US News & World Report, and many more.

Samantha went from full-time corporate finance employee at Vanguard to multi-six figure personal finance blogger and digital marketing agency owner by age 24.

She writes about financial independence, early retirement, personal finance, budgeting, making money online, side hustles, investing, passive income, real estate, credit, entrepreneurship, credit cards, student loans, mortgages, personal loans, business loans, insurance, debt management, business, productivity, and career topics.

Samantha graduated from West Chester University of Pennsylvania with a Bachelors in Finance and a Master of Business Administration.

To date, How To FIRE has reached millions of individuals and families guiding them on their value-based journey to financial independence and early retirement so they can choose how they spend their time. 

Samantha has been featured in Forbes, Yahoo! Finance, FOX Business, Debt.com, CNBC, GoBankingRates, and MSN Money.

Other notable features and mentions can be found on Grow, ChooseFI, US News & World Report, The Savvy Couple, Physician on FIRE, Ladders, Finder, OppLoans, The Financially Independent Millennial, The Simple Dollar, Think Save Retire, Vital Dollar, Match Financial, Good Financial Cents, Fiverr Workspace, Financial Impulse, Cheapism, Financial Independence Hub, Women Who Money and many more. See our Press Page for more information.

Samantha believes that getting your finances under controls the key to unlocking freedom and flexibility in your life!

Reach out to Samantha on LinkedIn, Twitter, or Instagram.

Samantha's Latest Articles

Rich vs Poor: 10 Habits of the Rich

When it comes to rich vs poor, there are a lot of common misconceptions and stereotypes. In reality, every person is different, and there are many factors at play when evaluating one’s level of wealth. However, there are some general differences between the rich and the poor that may help

How Does Lean FIRE Work?

Lean FIRE (financial independence retire early) is a term used to describe the concept of financial independence on a budget. There are a few different ways to approach Lean FIRE, but the basic idea is to live as frugally with a minimalist lifestyle and invest as much extra money as

How to Save 10000 in a Year: 9 Simple Ways

If you’re looking to save a significant chunk of change in a relatively short period of time, look no further. This guide will show you how to save 10000 in a year. Saving extra money is not as hard as it might seem – with a bit of discipline and

How to Double 10K Quickly and Legitimately

If you’re like most people, you would love to learn how to double 10k quickly and legitimately. After all, who wouldn’t want an extra 10k in their bank account? This article will explore 12 great methods that you can try to get your hands on that extra cash. Why Learn

FU Money: What It Is and How Much to Save

What does FU mean in terms of money and savings? FU money (aka f*ck you money) is a term that best-selling author Dan Lok popularized. It refers to having enough wealth and financial independence that you no longer have to answer to anyone else if you don’t want to. FU

Old Money vs New Money: What Is the Difference?

Everyone wants to live comfortably and happily. For many, that looks like accumulating wealth. Who doesn’t want to be the next rags to riches story after all? Being “rich” is a destination many of us hope to achieve, but we don’t always think about the differences in wealth, notably the